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In today’s ever-changing property market, navigating your mortgage options can feel overwhelming. With interest rates shifting, lender criteria tightening, and more products available than ever before, many buyers and homeowners are asking the same question: Is it worth using a mortgage broker in 2026? The short answer — yes, now more than ever. Whether you're a first time buyer, remortgaging, or moving home, working with a mortgage broker can save you time, reduce stress, an

A lot of people want to know, in the uncertain market that we have recently entered, should you fix your mortgage? Let me break it down for you.

I wanted, this week to give you a UK Mortgage Market Update 2026. Whether you’re a first time buyer, home mover, or looking to remortgage, understanding what’s happening right now can help you make better decisions. Mortgage Rates Are Moving Again: One of the biggest changes in the UK mortgage market recently is rising mortgage rates. Following global economic uncertainty and inflation pressures, lenders have started to increase mortgage pricing again, with average rates clim

For many people looking to buy their first home, one of the biggest questions is how much deposit is needed for a mortgage. The good news is that you don’t always need a huge deposit to get on the property ladder. In this guide, we explain how much deposit first time buyers need in the UK, how lenders assess your application, and what options may be available if you have a smaller deposit. If you’re a first time buyer in Poulton-le-Fylde, the Fylde Coast or anywhere in the UK

Being self-employed should not stop you from getting a mortgage, but it does mean the process can look a little different compared to employed applicants. At Burrows Financial Services, we regularly help self-employed clients in Poulton-le-Fylde and across the Fylde Coast secure mortgages for their first home, next home, or remortgage. This guide explains how mortgages work for self-employed applicants in the UK, what lenders look for, and how you can prepare to improve your

Buying your first home is exciting, but it can also be a little overwhelming. One of the most important steps in the process is understanding the different types of property surveys . A survey helps you know the condition of the property and can save you from unexpected costs or repairs later on. Here’s a breakdown of the main types of surveys you might encounter: Mortgage Valuation A mortgage valuation is the most basic type of survey. Most lenders will require this before

Our first blog gives first time buyer tips in the Fylde Coast area. If you're just starting out this, along with other information on teh website will help you.